Terms Of Service – ApprovalsForPowersports.ca

Effective Date: July 1, 2026
Website: ApprovalsForPowersports.ca
Company: House of Powersports

These Terms of Service (“Terms”) govern your access to and use of ApprovalsForPowersports.ca, including any financing inquiry, pre-qualification, application, referral, communication, content, tools, forms, or related services made available through the website.

ApprovalsForPowersports.ca is operated by House of Powersports (“House of Powersports”, “Company”, “we”, “us”, or “our”).

By accessing or using ApprovalsForPowersports.ca, submitting information through the website, applying for financing, communicating with us, or using any services provided through the website, you agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.

If you do not agree with these Terms, you should not use the website or submit information to us.

1. Website Purpose

ApprovalsForPowersports.ca provides information, financing inquiry support, pre-qualification assistance, lender matching, dealership referral, application support, and related services for powersports, recreational, vehicle, and related financing.

Our services may include assistance with:

Vehicle financing
Powersports financing
Recreational vehicle financing
Refinancing options
Financing pre-qualification
Lender matching
Dealer or partner referrals
Related financial, automotive, or powersports products and services

House of Powersports is not a bank, credit union, direct lender, or financial institution unless explicitly stated in writing.

We provide financing referral, application support, and lender/dealer matching services. Financing decisions are made solely by participating lenders, dealerships, finance companies, leasing providers, or other financing partners.

2. No Financing Guarantee

Submitting an inquiry, completing a pre-qualification form, submitting an application, or communicating with us does not guarantee:

Financing approval
Vehicle approval
Specific interest rates
Specific APR
Specific loan terms
Specific payment amounts
Specific lender offers
Promotional offers
Cashback eligibility
Approval from any lender, dealer, or finance company

All financing approvals, declines, conditions, rates, payments, APRs, fees, terms, and borrowing costs are determined by the applicable lender, dealership, finance company, leasing provider, or financing partner.

Any financing information provided through the website is preliminary, informational, and subject to lender review, verification, underwriting, and final approval.

3. Eligibility

By using ApprovalsForPowersports.ca or submitting information to us, you represent and warrant that:

You have reached the age of majority in your province or territory of residence;
You reside in Canada;
You are legally capable of entering into binding agreements;
You are using the website for lawful purposes;
All information you provide is truthful, accurate, current, and complete;
You are submitting information on your own behalf or have valid legal authority and consent to submit information on behalf of another person or business.

You agree not to impersonate another individual, submit false information, submit information without authorization, or use the website for fraudulent or unlawful purposes.

4. Financing Applications and Credit Authorization

When you submit a financing inquiry or application through ApprovalsForPowersports.ca, you authorize House of Powersports and its financing partners to use the information you provide for the purpose of assessing, processing, referring, approving, declining, or administering your financing request.

By submitting a financing application and providing the required consent, you authorize House of Powersports, its lending partners, dealership partners, finance companies, leasing providers, brokers, service providers, credit reporting agencies, and related financing partners to:

Verify your identity;
Review and verify your application information;
Collect, use, disclose, and verify your personal, employment, income, banking, financial, identity, and credit-related information;
Obtain one or more consumer and/or commercial credit reports from credit reporting agencies;
Verify employment, income, banking, and financial information;
Share your application with multiple lenders, financial institutions, dealerships, brokers, finance companies, leasing providers, or service providers;
Receive lender responses, approval conditions, decline reasons, alternative financing options, or related application information;
Exchange application, account, credit, and financing-related information as permitted by law.

This authorization may apply to:

Initial application processing
Financing approvals
Conditional approvals
Alternative financing offers
Renewals
Account reviews
Fraud prevention
Collections activities
Legal, audit, compliance, regulatory, and recordkeeping requirements

Your application may be submitted to multiple lenders, dealerships, finance companies, leasing providers, or financing partners in an effort to secure financing or alternative offers.

You understand that submitting a financing application may result in one or more credit inquiries, depending on the lender, finance company, dealership, or financing partner reviewing your application.

5. Rates, APR, Payments, Fees, and Borrowing Costs

Any rates, APRs, payments, fees, loan amounts, terms, or financing examples shown on ApprovalsForPowersports.ca are for informational and illustrative purposes only.

Actual rates, APRs, fees, terms, payment amounts, borrowing costs, and lender conditions may vary based on factors including, but not limited to:

Credit history
Income
Employment
Debt obligations
Requested vehicle
Loan amount
Down payment
Trade-in value
Financing term
Lender criteria
Province or territory of residence
Available lender programs
Promotional offers
Applicable taxes and fees

Final financing terms are determined by the applicable lender, dealership, finance company, leasing provider, or financing partner and will be disclosed before any financing agreement is signed.

Where required, representative examples, APR information, borrowing cost information, and other legally required disclosures will be provided by the applicable lender, dealership, finance company, leasing provider, or financing partner.

House of Powersports does not guarantee that any advertised rate, payment, promotion, cashback offer, or financing program will be available to you.

6. Pre-Qualification and Pre-Approval Language

ApprovalsForPowersports.ca may use words such as “pre-qualification”, “pre-approval”, “approval”, or similar terms to describe preliminary financing steps.

Unless a participating lender, dealership, finance company, leasing provider, or financing partner expressly confirms otherwise in writing, any pre-qualification or pre-approval result is preliminary, conditional, and subject to further review, verification, underwriting, lender approval, and completion of formal financing documents.

A pre-qualification result does not guarantee final approval, specific rates, payment amounts, terms, or vehicle availability.

7. No Financial Advice

Information on the website is provided for general informational purposes only and does not constitute financial, legal, tax, credit, or professional advice.

8. Referral Compensation Disclosure

House of Powersports may receive referral, placement, lead, or other compensation from lenders, dealerships, finance companies, or financing partners.

9. Communications

By submitting your information or using our services, you agree that House of Powersports and its service providers may contact you about your inquiry, application, account, requested services, documents, appointments, approvals, declines, alternatives, or related service matters.

Service-related communications may be sent by:

Telephone
Email
SMS/text message
Other lawful communication methods

Service-related communications may include:

Application updates
Approval or decline notifications
Alternative financing options
Appointment reminders
Document requests
Customer service messages
Account or service updates
Follow-up communications related to your inquiry or application

Marketing or promotional communications may be sent only where permitted by law and where we have appropriate consent.

You may opt out of marketing communications at any time using the unsubscribe instructions provided in the message or by contacting us at nijack98@gmail.com.

Even if you opt out of marketing communications, we may still send service-related, transactional, legal, or administrative communications related to your inquiry, application, account, transaction, or requested services.

10. SMS Messaging Terms

8.1 Program Description

Our SMS messaging program may send text messages related to:

Financing application updates
Customer support
Appointment confirmations and reminders
Document requests
Status notifications
Service-related communications
Follow-up communications related to your inquiry or application

Promotional messages may be sent only where permitted by law and where appropriate consent has been obtained.

8.2 SMS Consent

SMS opt-in consent may be collected through web forms, applications, written consent methods, or other lawful consent methods.

By opting into our SMS messaging program, you agree to receive text messages from House of Powersports related to our services.

Consent to receive promotional SMS messages is not a condition of purchase or financing approval.

You must have reached the age of majority in your province or territory of residence to participate in our SMS messaging program.

8.3 Cancellation Instructions

You may cancel SMS communications at any time by replying:

STOP

After you send “STOP”:

You may receive a final confirmation message;
You will no longer receive SMS messages unless you opt in again.

8.4 Support Information

For assistance, reply:

HELP

You may also contact us at:

nijack98@gmail.com

8.5 Message Frequency

Message frequency varies depending on your interactions, application status, service activity, and communication preferences.

8.6 Message and Data Rates

Standard message and data rates may apply depending on your mobile plan and carrier.

8.7 Carrier Disclaimer

Wireless carriers and telecommunications providers are not responsible for delayed or undelivered messages.

8.8 Supported Carriers

Our SMS program is intended to work with major Canadian wireless carriers and many regional carriers. Availability may vary depending on your carrier, mobile plan, device, network, and location.

8.9 SMS Data Protection

House of Powersports does not sell, rent, or share SMS opt-in information, mobile phone numbers, text messaging consent records, or text messaging originator opt-in data with affiliates or third parties for their own marketing or promotional purposes.

SMS consent information is kept confidential except where required to deliver messaging services, support customer communications, maintain compliance records, operate our messaging program, or comply with legal obligations.

We may share limited SMS-related information with service providers who support operational messaging services, such as messaging platforms, customer support tools, compliance systems, or technical service providers. These service providers are not permitted to use SMS opt-in data for their own marketing or promotional purposes.

11. Email Marketing and Unsubscribe

If you receive marketing emails from us, you may unsubscribe by using the unsubscribe link included in the email or by contacting us at nijack98@gmail.com.

We will process unsubscribe requests in accordance with applicable law.

Even if you unsubscribe from marketing emails, we may still send non-marketing communications related to your financing application, transaction, customer support request, legal notices, account updates, or other service-related matters.

12. Electronic Records, Electronic Communications, and Electronic Signatures

By using ApprovalsForPowersports.ca, submitting information through the website, or communicating with us electronically, you consent to the use of electronic records, electronic communications, electronic signatures, electronic consent records, and electronic delivery of information in connection with your use of the website and the financing application process.

You agree that electronic records, consent records, checkbox confirmations, timestamps, IP addresses, electronic signatures, and similar records may be used to demonstrate consent, authorization, agreement, identity verification, or transaction history, where permitted by law.

You are responsible for ensuring that the contact information you provide is accurate and that you can receive electronic communications from us.

13. Privacy

Your use of ApprovalsForPowersports.ca is also governed by our Privacy Policy, which forms part of these Terms.

The Privacy Policy explains:

What information we collect;
How we use and disclose information;
How we protect and retain information;
Your privacy rights and choices;
How to contact us about privacy matters.

You can contact us about privacy matters at nijack98@gmail.com.

14. User Responsibilities

You agree to use ApprovalsForPowersports.ca only for lawful purposes and in accordance with these Terms.

You are responsible for:

Providing accurate, current, truthful, and complete information;
Updating us if your information changes;
Reviewing all application information before submitting it;
Ensuring you have authority to submit any information or documents provided to us;
Maintaining the confidentiality of any login credentials if account features are made available;
Complying with all applicable laws and regulations.

You are solely responsible for any information, documents, content, or materials you submit through the website or provide to us.

15. Prohibited Uses

You agree not to:

Submit false, inaccurate, misleading, fraudulent, or incomplete information;
Impersonate another person or business;
Submit information about another person without valid authorization and consent;
Use stolen, unauthorized, or fraudulent identity, banking, employment, income, or credit information;
Submit applications for unlawful, fraudulent, or deceptive purposes;
Interfere with or disrupt the website, servers, networks, systems, or security features;
Attempt to gain unauthorized access to the website, accounts, systems, data, or networks;
Upload or transmit malware, viruses, harmful code, or malicious software;
Scrape, crawl, harvest, or extract data from the website without written permission;
Reverse engineer, decompile, modify, or create derivative works from the website or its software;
Use the website to violate the rights of House of Powersports, users, lenders, dealerships, partners, or third parties;
Use the website in any way that violates applicable law or regulation.

We reserve the right to investigate suspected violations and cooperate with lenders, partners, regulators, law enforcement, or legal authorities where appropriate.

16. Intellectual Property Rights

All content on ApprovalsForPowersports.ca, including but not limited to text, logos, graphics, images, branding, software, website design, documents, code, trademarks, service marks, and other materials, is owned by or licensed to House of Powersports and protected by Canadian and international intellectual property laws.

You may use the website solely for personal, lawful, non-commercial purposes related to evaluating or requesting financing services.

You may not, without our prior written consent:

Reproduce website content;
Modify website content;
Republish website content;
Copy website content;
Sell website content;
Redistribute website content;
Exploit website content;
Reverse engineer website software;
Create derivative works from website content;
Use our branding, logos, trademarks, or materials in a misleading or unauthorized manner.

All rights not expressly granted in these Terms are reserved by House of Powersports

17. User Submissions

You may submit information, documents, reviews, comments, photographs, application materials, or other content to us through the website, by email, by SMS, by phone, or through other communication methods.

You represent and warrant that:

You own or have the legal right to submit the information or materials;
The information or materials are accurate and lawful;
Submitting the information or materials does not violate any law, agreement, privacy right, intellectual property right, or third-party right.

For application materials, financing documents, identity documents, income documents, banking documents, employment documents, and other non-public information, you grant House of Powersports a limited license to use, store, reproduce, transmit, disclose, and process the submitted information only as reasonably necessary to:

Operate the website;
Process your inquiry or application;
Provide requested services;
Communicate with you;
Share information with lenders, dealerships, finance companies, leasing providers, brokers, service providers, or financing partners;
Verify information;
Prevent fraud;
Comply with legal, regulatory, lender, audit, accounting, contractual, or recordkeeping obligations;
Protect our legal rights.

If you submit public-facing content, such as reviews, testimonials, comments, or feedback, you grant House of Powersports a non-exclusive, royalty-free license to use, reproduce, display, publish, and distribute that content for business, marketing, testimonial, and promotional purposes, subject to applicable law and our Privacy Policy.

You agree not to submit:

False or misleading information;
Defamatory, abusive, obscene, discriminatory, or unlawful material;
Malicious code or harmful software;
Content that infringes intellectual property, privacy, publicity, or other rights;
Information you do not have the right to provide.

18. Third-Party Lenders, Dealerships, Services, and Links

ApprovalsForPowersports.ca may contain links to, integrations with, or referrals to third-party websites, lenders, dealerships, finance companies, leasing providers, advertisers, service providers, credit reporting agencies, or other partners.

We do not control and do not guarantee:

Third-party products or services;
Third-party website accuracy;
Third-party privacy or security practices;
Financing approvals;
Vehicle availability;
Loan terms;
Interest rates;
APRs;
Fees;
Payment amounts;
Promotional offers;
Dealer or lender representations.

Your dealings with third parties are solely between you and the applicable third party.

House of Powersports is not responsible for damages, losses, claims, disputes, decisions, representations, or omissions arising from your interactions with third-party lenders, dealerships, finance companies, leasing providers, service providers, websites, or partners.

You should review all third-party terms, privacy policies, financing agreements, disclosures, and documents before entering into any transaction.

19. Inventory, Vehicle Information, and Website Accuracy

ApprovalsForPowersports.ca may display or reference vehicles, powersports units, inventory, pricing, promotions, availability, estimated payments, financing examples, or related information.

We make reasonable efforts to provide accurate information, but we do not guarantee that website content is complete, accurate, current, or error-free.

Vehicle availability, pricing, descriptions, images, promotions, taxes, fees, financing terms, and related information may change without notice.

Errors, inaccuracies, omissions, or outdated information may occur.

Final details must be confirmed with the applicable dealership, lender, finance company, leasing provider, or financing partner before you enter into any transaction or financing agreement.

20. Advertising and Platform Disclaimers

ApprovalsForPowersports.ca may use or reference third-party advertising platforms, social media platforms, search engines, trademarks, or brand names.

Trademarks appearing on the website are the property of their respective owners.

ApprovalsForPowersports.ca is not endorsed by or affiliated with any trademark owner unless expressly stated.

This website is not part of Facebook, Instagram, Meta Platforms, Inc., Google, TikTok, or any other advertising or social media platform unless expressly stated. This website is not endorsed by Facebook, Instagram, Meta, Google, TikTok, or any other such platform.

Facebook is a trademark of Meta Platforms, Inc. Other trademarks are the property of their respective owners.

21. Disclaimer of Warranties

ApprovalsForPowersports.ca and all related services, content, tools, forms, communications, and materials are provided on an “as is” and “as available” basis.

To the fullest extent permitted by applicable law, House of Powersports disclaims all warranties, representations, and conditions of any kind, whether express, implied, statutory, or otherwise, including but not limited to warranties of:

Merchantability;
Fitness for a particular purpose;
Accuracy;
Reliability;
Availability;
Non-infringement;
Error-free operation;
Uninterrupted access;
Compatibility with all devices, browsers, or systems.

We do not guarantee:

Financing approval;
Specific loan terms;
Specific rates, APRs, or payment amounts;
Continuous website availability;
Error-free functionality;
Compatibility with all devices or browsers;
That the website will be free from viruses, malware, or harmful components;
That website content will always be accurate, complete, current, or reliable.

Your use of the website is at your own risk.

22. Limitation of Liability

To the fullest extent permitted by applicable law, House of Powersports, its affiliates, officers, directors, employees, contractors, lenders, dealership partners, finance partners, service providers, agents, and representatives shall not be liable for any:

Indirect damages;
Incidental damages;
Special damages;
Consequential damages;
Punitive damages;
Loss of profits;
Loss of revenue;
Loss of business;
Loss of opportunity;
Loss of data;
Financing denials;
Unfavourable financing terms;
Service interruptions;
Website outages;
Errors or delays in application processing;
Unauthorized access to data;
Third-party acts or omissions;
Decisions made by lenders, dealerships, finance companies, leasing providers, or financing partners.

Your sole remedy for dissatisfaction with the website is to discontinue using it.

To the fullest extent permitted by applicable law, the total aggregate liability of House of Powersports for any claim arising from or relating to these Terms, the website, or our services shall not exceed the greater of:

The amount you paid directly to House of Powersports for the specific service giving rise to the claim; or
One hundred Canadian dollars ($100 CAD).

Nothing in these Terms limits liability where it would be unlawful to do so.

23. Indemnification

You agree to indemnify, defend, and hold harmless House of Powersports, its affiliates, officers, directors, employees, contractors, lenders, dealership partners, finance partners, service providers, agents, and representatives from and against any claims, liabilities, damages, losses, costs, expenses, or demands, including reasonable legal fees, arising from or related to:

Your use of ApprovalsForPowersports.ca;
Your violation of these Terms;
Your violation of applicable laws or regulations;
Your violation of third-party rights;
Fraudulent, inaccurate, incomplete, unauthorized, or misleading information submitted by you;
Your misuse of the website or our services;
Any content, documents, or materials you submit to us.

This indemnification obligation survives termination of your use of the website.

24. Account Security

If account registration, login, dashboard, portal, or similar features are made available, you are responsible for:

Maintaining the confidentiality of your login credentials;
Restricting access to your account;
All activities conducted under your account;
Ensuring that your account information is accurate and current.

You agree to notify us immediately at nijack98@gmail.com if you suspect unauthorized account access, misuse, or a security breach.

We are not responsible for losses arising from your failure to protect your account credentials or from unauthorized use caused by your actions or omissions.

25. Suspension, Restriction, and Termination

We reserve the right to suspend, restrict, or terminate your access to ApprovalsForPowersports.ca or our services at any time, with or without notice, where we believe that:

You have violated these Terms;
You have violated applicable law;
You submitted false, fraudulent, unauthorized, or misleading information;
Your use creates risk for us, users, lenders, dealerships, service providers, or third parties;
Suspension or termination is necessary for security, legal, regulatory, operational, or business reasons.

Upon termination, your right to use the website immediately ceases.

Sections of these Terms that by their nature should survive termination will continue to apply, including provisions related to intellectual property, user submissions, disclaimers, limitation of liability, indemnification, governing law, and dispute resolution.

26. Availability and Service Changes

We may modify, suspend, discontinue, update, replace, or restrict any part of ApprovalsForPowersports.ca or our services at any time without notice.

We are not liable for any modification, suspension, discontinuance, outage, error, delay, or unavailability of the website or services.

We may also impose limits on certain features, restrict access to parts of the website, or change eligibility requirements at any time.

27. Changes to These Terms

We may update or modify these Terms at any time.

Updated versions will be posted on ApprovalsForPowersports.ca with a revised effective date.

Changes become effective when posted unless otherwise stated.

Your continued use of the website or our services after updated Terms are posted means you accept the updated Terms.

You should review these Terms periodically.

28. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Province of British Columbia and the applicable federal laws of Canada, without limiting any mandatory consumer protection, privacy, or other rights that may apply in your province or territory of residence.

Any disputes arising from or relating to these Terms, the website, or our services shall be resolved in the courts of British Columbia, unless applicable law requires another forum or provides you with rights that cannot be waived.

29. Additional Provincial, Territorial, and Language Requirements

Our services may not be available in all provinces or territories.

Additional terms, disclosures, language requirements, licensing requirements, consumer protection requirements, or financing rules may apply depending on your province or territory of residence.

Where required by law, additional disclosures or documents may be provided by House of Powersports, lenders, dealerships, finance companies, leasing providers, or financing partners.

30. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court or other authority of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, or removed if modification is not possible.

The remaining provisions of these Terms will continue in full force and effect.

31. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms, disclosures, consents, or documents provided in connection with your use of ApprovalsForPowersports.ca or our services, constitute the entire agreement between you and House of Powersports regarding your use of the website and services.

These Terms replace any prior or contemporaneous understandings, communications, representations, or agreements relating to the website or services, whether written or oral.

32. No Waiver

No failure or delay by House of Powersports in exercising any right, remedy, power, or privilege under these Terms will operate as a waiver of that right, remedy, power, or privilege.

Any waiver must be in writing to be effective.

A waiver of one breach or default does not constitute a waiver of any other breach or default.

33. Assignment

You may not assign, transfer, or delegate any rights or obligations under these Terms without the prior written consent of House of Powersports

House of Powersports may assign, transfer, or delegate these Terms, in whole or in part, without your consent, including in connection with a merger, acquisition, financing, corporate reorganization, sale of assets, change of control, or transfer of business operations.

These Terms will bind and benefit the parties and their permitted successors and assigns.

34. Contact Information

If you have questions about these Terms of Service, please contact:

House of Powersports
140 Yonge Street, Suite 200
Toronto, ON M5C 1X6
Email: nijack98@gmail.com
Website: ApprovalsForPowersports.ca

35. General Disclaimer

ApprovalsForPowersports.ca is not a lending institution. ApprovalsForPowersports.ca helps users connect with a network of Canadian lenders, dealerships, finance companies, leasing providers, and financing partners.

Associated fees, APRs, transaction fees, interest rates, payment amounts, and borrowing costs depend on the lender, financing partner, applicant profile, vehicle, term, rate, applicable taxes, and available programs.

Lending rates may vary depending on the applicant and available programs. Cashback eligibility, if available, is determined by current lender programs, dealer programs, and the applicant’s credit profile.

You are under no obligation to use ApprovalsForPowersports.ca or proceed with any financing offer.

By using ApprovalsForPowersports.ca, you understand that payment amounts, interest rates, APRs, fees, loan terms, and borrowing costs will be determined at a later date by the applicable lender, dealership, finance company, leasing provider, or financing partner and disclosed before formal financing documents are signed.

Other terms and conditions may apply. Contact ApprovalsForPowersports.ca at nijack98@gmail.com for details.