Privacy Policy

Effective Date:July 1, 2026

Website:ApprovalsForPowersports.ca

Company:House of

Powersports

House of Powersports (“House of Powersports”, “Company”, “we”, “us”, or “our”) operates

ApprovalsForPowersports.ca and provides financing inquiry, application, referral, and related

support services.

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal

information in connection with our website, financing services, communications, customer

support, and related business activities.

We are committed to handling personal information responsibly and in accordance with

applicable Canadian privacy laws, including the Personal Information Protection and Electronic

Documents Act (PIPEDA), Canada’s Anti-Spam Legislation (CASL), the Alberta Personal

Information Protection Act (PIPA), Quebec’s Law 25 (where applicable to applicants in Quebec),

and other applicable federal and provincial privacy laws.

By using our website or submitting information to us, you acknowledge that you have read this

using, or disclosing sensitive personal information, submitting financing applications, obtaining

credit reports, or sending marketing communications.

1. Privacy Officer / Privacy Contact

House of Powersports is responsible for personal information under its control and has

designated a Privacy Officer who is accountable for the Company’s compliance with this Privacy

Policy and applicable privacy laws.

If you have questions about this Privacy Policy, your personal information, or your privacy rights,

please contact:

Privacy Officer, House of Powersports

10104 100 St, Fairview, Alberta T0H 1L0, Canada

Email:ride@houseofpowersports.ca

Phone: +1 888-899-5535

Website: ApprovalsForPowersports.ca

2. Important Notice Regarding Text Messaging Data

House of Powersports does not sell, rent, or share customer SMS opt-in information, mobile

phone numbers, text messaging consent records, or text messaging originator opt-in data with

affiliates or third parties for their own marketing, promotional, or unrelated purposes.

Text messaging opt-in data is kept confidential and is used only to provide requested messaging

services, support customer communications, maintain consent records, comply with legal

requirements, and operate our messaging program.

We may share limited SMS-related information with service providers who support our

operational messaging services, such as messaging platforms, customer support tools, or

compliance systems. These service providers are not permitted to use SMS opt-in data for their

own marketing or promotional purposes.

3. Information We Collect

We collect personal information that you provide directly to us, information generated through

your interactions with us, and technical information collected through our website and related

tools.

3.1 Personal and Contact Information

We may collect:

• Full name

• Residential address

• Mailing address

• Telephone number

• Mobile phone number

• Email address

• Date of birth

• Communication preferences

• Preferred contact method

• SMS, email, and other communication consent records

• Opt-in and opt-out timestamps

3.2 Financing Application Information

When you submit a financing inquiry or application, we may collect information relevant to

assessing, processing, or referring your financing request, including:

• Employment information

• Income information

• Banking or financial information

• Credit-related information

• Vehicle, powersports, recreational vehicle, or financing preferences

• Requested loan or financing amount

• Down payment information

• Trade-in information, where applicable

• Application history

• Lender responses

• Approval, decline, or alternative financing information

• Information needed to verify identity, income, employment, or application accuracy

We limit the information we collect to what is reasonably necessary for the purposes described

in this Privacy Policy.

3.3 Communication Records

We may collect and retain records of communications with you, including:

• Service inquiries

• Financing requests

• Appointment details

• Customer support communications

• Phone, email, and SMS correspondence

• Feedback and reviews

• Notes related to your application or service request

3.4 Technical and Website Information

When you visit ApprovalsForPowersports.ca, we may automatically collect technical and usage

information, including:

• IP address

• Browser type

• Device information

• Operating system

• Approximate geographic location derived from IP address or device/browser information

• Website usage data

• Pages viewed

• Referral source

• Session activity

• Cookies, pixels, analytics identifiers, and similar tracking technologies

4. How We Use Personal Information

We may use personal information for the following purposes:

• Receiving, reviewing, and processing financing inquiries and applications

• Verifying identity and application information

• Assessing financing eligibility

• Submitting applications to lenders, finance companies, dealerships, leasing providers, or

other financing partners

• Matching applicants with suitable financing programs or alternative financing options

• Communicating with you about your application, approval, decline, alternatives,

documents, appointments, or next steps

• Providing customer support

• Maintaining records of communication preferences and consent

• Sending service-related SMS, email, phone, or other communications

• Sending marketing or promotional communications where permitted by law

• Processing payments or transactions, where applicable

• Preventing fraud, misuse, or unauthorized activity

• Improving our website, services, user experience, and communications

• Conducting analytics and performance monitoring

• Managing business operations, compliance, audit, and recordkeeping obligations

• Meeting legal, regulatory, contractual, lender, accounting, or reporting requirements

• Enforcing agreements and protecting our legal rights

We do not use personal information for purposes that are unrelated to the purposes for which it

was collected unless we obtain consent or are otherwise permitted or required by law.

5. Consent

We collect, use, and disclose personal information with your consent, except where permitted or

required by law.

Consent may be provided in different ways, including:

• Submitting a financing inquiry or application

• Checking a consent box on a form

• Opting into SMS, email, or other communications

• Providing information to us by phone, email, text, or website form

• Continuing to interact with us after being provided with notice of relevant privacy practices

Because financing applications may involve sensitive financial and credit-related information, we

will seek express consent where appropriate or legally required.

You may withdraw your consent at any time, subject to legal, regulatory, contractual, lender,

audit, or business recordkeeping requirements. Withdrawing consent may limit our ability to

provide financing services, process applications, communicate with lenders, or maintain existing

arrangements.

To withdraw consent, contact us atride@houseofpowersports.ca.

6. Credit Authorization and Financial Consent

When you submit a financing application through ApprovalsForPowersports.ca or otherwise

authorize us to assist with financing, you confirm that the information you provide is accurate

and complete.

By submitting a financing application and providing the required consent, you authorize House

of Powersports, its financing partners, dealerships, lenders, finance companies, leasing

providers, service providers, and credit reporting agencies to collect, use, disclose, and verify

your personal, employment, income, banking, financial, identity, and credit-related information

for the purpose of assessing, processing, referring, approving, declining, managing, or

administering your financing request.

This may include authorization to:

• Obtain consumer and/or commercial credit reports from one or more credit reporting

agencies

• Verify employment, income, banking, identity, and financial information

• Share application information with lenders, dealerships, finance companies, leasing

providers, and related financing partners

• Receive application decisions, lender responses, approval conditions, decline reasons, or

alternative financing options

• Exchange account, application, and credit-related information as permitted by law

This authorization may apply to:

• Initial application processing

• Financing approvals

• Alternative financing offers

• Renewals

• Account reviews

• Fraud prevention

• Collections activities

• Legal, audit, compliance, and regulatory requirements

Your application may be submitted to multiple lenders, finance companies, dealerships, or

financing partners in an effort to secure financing or alternative offers.

7. Disclosure of Personal Information

We may disclose personal information where reasonably necessary for the purposes described

in this Privacy Policy. This may include disclosure to:

• Banks

• Credit unions

• Alternative lenders

• Finance companies

• Leasing providers

• Dealership partners

• Credit reporting agencies

• Identity verification providers

• Payment processors

• Underwriting service providers

• Customer relationship management providers

• SMS, email, phone, and communication service providers

• Website hosting, analytics, marketing, and technical service providers

• Professional advisors, including lawyers, accountants, consultants, and auditors

• Regulatory authorities

• Legal, law enforcement, or government authorities where required or permitted by law

We do not sell or rent your personal information.

We require service providers who handle personal information on our behalf to maintain

appropriate confidentiality, privacy, and security safeguards.

8. Lenders, Dealerships, and Financing Partners

To provide financing-related services, we may share your application and related personal

information with lenders, dealerships, finance companies, leasing providers, credit reporting

agencies, and other financing partners. These parties may use your information to:

• Assess your financing eligibility

• Verify your information

• Obtain or review credit reports

• Provide financing decisions

• Offer financing terms

• Request additional documents

• Provide alternative financing options

• Contact you about your application or financing request

Some lenders, dealerships, or financing partners may have their own privacy policies and may

be independently responsible for how they handle your personal information once it has been

disclosed to them.

9. Communications and Marketing

You may receive communications from House of Powersports, lenders, dealerships, financing

partners, or service providers related to:

• Credit applications

• Financing approvals or declines

• Alternative financing opportunities

• Appointment reminders

• Customer support

• Requested services

• Account or service updates

• Related products or services

• Promotional offers, where permitted by law

Communications may be sent by telephone, email, SMS/text message, or other lawful

communication methods.

We and/or our partners may receive referral, placement, or other compensation related to

financing arrangements.

You may opt out of marketing communications at any time. However, even if you opt out of

marketing messages, we may still send service-related or legally required communications

related to your application, account, transaction, or inquiry.

10. SMS Messaging Terms

10.1 SMS Program Description

By opting into our SMS messaging program, you agree to receive text messages from House of

Powersports related to our services. Messages may include:

• Financing updates

• Application status notifications

• Appointment reminders

• Document reminders

• Customer support communications

• Important account or service updates

• Follow-up communications related to your inquiry or application

Promotional messages may be sent only where permitted by law and where we have

appropriate consent.

10.2 SMS Consent

SMS messages are sent only after consent is received. We maintain records of SMS consent,

including available opt-in timestamps, source of consent, and opt-out records. Consent to

receive promotional SMS messages is not a condition of purchase or financing approval.

10.3 SMS Opt-Out

You may opt out of SMS communications at any time by replyingSTOP. After you opt out, you

may receive a final confirmation message confirming your unsubscribe request. After that, no

further SMS messages will be sent unless you re-subscribe or otherwise provide consent again.

10.4 SMS Help

For assistance, replyHELP. You may also contact usatride@houseofpowersports.ca.

10.5 Message Frequency

Message frequency varies depending on your application status, service activity, customer

support interactions, and communication preferences.

10.6 Carrier Disclaimer

Standard message and data rates may apply. Carriers are not responsible for delayed or

undelivered messages.

10.7 SMS Data Protection

No mobile information, SMS opt-in data, or text messaging consent records will be shared with

third parties or affiliates for their own marketing or promotional purposes. Information may be

shared with subcontractors or service providers solely as needed to support operational

services, such as messaging delivery, customer support, compliance, or platform administration.

All other use cases exclude text messaging originator opt-in data and consent information.

11. Cookies and Tracking Technologies

We use cookies, pixels, analytics tools, advertising technologies, and similar technologies to:

• Analyze website traffic

• Understand user behavior

• Remember preferences

• Improve website performance

• Support remarketing and advertising campaigns

• Measure campaign performance

• Improve user experience

• Detect technical issues, fraud, or misuse

You may disable cookies through your browser settings. However, some website features may

not function properly if cookies are disabled.

12. Analytics and Third-Party Tools

We may use third-party analytics, advertising, and marketing tools, including Google Analytics,

to better understand website usage, improve our services, and measure marketing

performance. These providers may collect information according to their own privacy policies

and terms. Where required, we will provide cookie notices, consent options, or other controls

related to analytics and advertising technologies.

13. Cross-Border Processing

Some of our service providers, technology platforms, lenders, communication tools, analytics

providers, advertising platforms, or business partners may store or process personal information

outside Canada, including in the United States or other jurisdictions.

When personal information is processed outside Canada, it may be subject to the laws of the

jurisdiction where it is stored or processed, including lawful access by courts, law enforcement,

regulators, or government authorities. We take reasonable steps to ensure that service

providers handling personal information maintain appropriate privacy and security safeguards.

14. Data Security

We use administrative, technical, and physical safeguards appropriate to the sensitivity of the

personal information we handle. These safeguards may include:

• Secure servers and storage systems

• Encryption of sensitive information where appropriate

• Access controls

• Authentication procedures

• Employee privacy and security training

• Security monitoring

• Software and security updates

• Backup and disaster recovery procedures

• Breach response protocols

• Contractual confidentiality obligations for service providers

Although we use reasonable safeguards, no website, system, storage environment, or

transmission method is completely secure. We cannot guarantee absolute security.

In the event of a breach of security safeguards involving personal information that creates a real

risk of significant harm, we will report and notify the Office of the Privacy Commissioner of

Canada and affected individuals, and keep records of the breach, as required by PIPEDA and

other applicable privacy laws.

15. Retention and Disposal

We retain personal information only for as long as reasonably necessary to fulfill the purposes

described in this Privacy Policy or as required for legal, regulatory, lender, audit, accounting,

fraud prevention, dispute resolution, contractual, or business recordkeeping purposes.

Retention periods may vary depending on the type of information and the reason it was

collected. For example:

• Financing application records may be retained as needed for lender, audit, fraud

prevention, regulatory, legal, and business purposes.

• SMS consent and opt-out records may be retained as needed to demonstrate compliance

and maintain suppression lists.

• Customer communication records may be retained as needed to support service, dispute

resolution, and compliance.

• Website analytics data may be retained according to our settings and applicable vendor

retention periods.

Information that is no longer required may be deleted, anonymized, archived, or securely

destroyed. We take reasonable steps to dispose of personal information securely when it is no

longer required.

16. Accuracy of Information

We rely on you to provide accurate, complete, and up-to-date information when submitting

financing inquiries, applications, or other requests. You may contact us to request correction of

inaccurate or incomplete personal information. We may also take reasonable steps to verify or

update information where necessary for financing, fraud prevention, legal, regulatory, or

business purposes.

17. Your Privacy Rights and Choices

Subject to applicable law, you may have the right to:

• Request access to your personal information

• Request correction of inaccurate or incomplete information

• Withdraw consent for certain uses or disclosures

• Request deletion of personal information where legally permitted

• Opt out of marketing emails

• Opt out of SMS communications by replying STOP

• Request information about how we handle your personal information

• Ask questions about our privacy practices

• File a complaint with a privacy regulator

To exercise your rights, contact us atride@houseofpowersports.ca.We may need to verify

your identity before responding to certain requests, and we will respond in accordance with

applicable privacy legislation.

If you are not satisfied with our response, you may file a complaint with the Office of the Privacy

Commissioner of Canada (priv.gc.ca, 1-800-282-1376) or, where applicable, the Office of the

Information and Privacy Commissioner of Alberta. We encourage you to contact us first so we

can try to resolve your concern directly.

18. Email Marketing Opt-Out

If you receive marketing emails from us, you may opt out by using the unsubscribe link included

in the email or by contacting us atride@houseofpowersports.ca.Even if you unsubscribe

from marketing emails, we may still send non-marketing communications related to your

financing application, transactions, legal notices, service updates, or customer support.

19. SMS Opt-Out

You may opt out of SMS communications at any time by replying STOP to a text message from

us. After you opt out, we may retain your phone number and opt-out record to ensure that we

honour your unsubscribe request.

20. Minors

Our financing services are intended for individuals who have reached the age of majority in their

province or territory of residence. We do not knowingly collect personal information from minors

for financing applications. If we learn that we have collected personal information from a minor

without appropriate authorization, we will take reasonable steps to delete or restrict the

information, subject to legal and recordkeeping requirements.

21. Third-Party Websites

ApprovalsForPowersports.ca may contain links to third-party websites, platforms, lenders,

dealerships, service providers, or other external services. We are not responsible for the

privacy, security, content, or practices of third-party websites or services. You should review the

privacy policies of any third-party websites or services you use.

22. Business Transactions

We may disclose or transfer personal information in connection with a proposed or completed

business transaction, including a merger, acquisition, financing, reorganization, sale of assets,

due diligence process, or similar transaction. In such cases, we will take reasonable steps to

ensure that personal information is protected and used only for appropriate purposes related to

the transaction, subject to applicable law.

23. Legal and Regulatory Disclosure

We may disclose personal information where permitted or required by law, including to:

• Comply with subpoenas, court orders, warrants, legal processes, or regulatory requests

• Respond to lawful requests from government, law enforcement, or regulatory authorities

• Protect our legal rights, safety, property, customers, business, or others

• Investigate fraud, security incidents, misuse, or unlawful activity

• Enforce agreements or defend legal claims

• Meet lender, audit, accounting, or compliance obligations

24. Changes to This Privacy Policy

We may update or modify this Privacy Policy from time to time. Changes become effective when

posted on ApprovalsForPowersports.ca, unless otherwise stated. The “Effective Date” at the top

of this Privacy Policy indicates when this version became effective. Your continued use of the

website or our services after changes are posted means you acknowledge the updated Privacy

Policy.

25. Contact Us

If you have questions, requests, or concerns about this Privacy Policy or how we handle

personal information, please contact:

Privacy Officer, House of Powersports

Email:ride@houseofpowersports.ca

Phone: +1 888-899-5535

Website: ApprovalsForPowersports.ca

By using ApprovalsForPowersports.ca or submitting information to us, you acknowledge that

you have read and understood this Privacy Policy.